Terms and Condition

Terms and Conditions of Use for LightNG (www.light.ng)

Welcome to LightNG, an online platform operated by Load Bills Bill Limited with Nigeria CAC registration number 2007596 and tax identification number 10834885-0001 (hereinafter referred to as "Load Bills Bill Limited"). These Terms and Conditions of Use (hereinafter referred to as the "Terms") govern your use of the LightNG website located at www.light.ng (hereinafter referred to as the "Website"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website.

1. Description of Service

The Website is an online platform that allows users in Nigeria to purchase prepaid and postpaid meter units for Nigerian distribution companies (DisCos) such as AEDC, JED, EKEDC, IBEDC, IKEDC, EEDC, KAEDCO, KEDCO, and PHED (hereinafter referred to as the "Service"). LightNG is a subbrand of Load Bills Bill Limited, a bills payment platform that decentralizes airtime, mobile data, message and light bills in Nigeria.

2. Account Registration

In order to use the Service, you may be required to create an account on the Website. You agree to provide accurate, complete, and up-to-date information during the registration process. You are solely responsible for maintaining the confidentiality of your account credentials, and you agree not to share your account information with any third party. You are responsible for all activities that occur under your account. Load Bills Bill Limited reserves the right to suspend or terminate your account at any time, in its sole discretion, without liability or notice, for any reason including, but not limited to, violation of these Terms or misuse of the Service.

3. Payment and Transactions

You agree to pay for the prepaid and postpaid meter units purchased through the Service at the prices indicated on the Website, which may be subject to change without notice. Payment may be made through the payment methods accepted on the Website. All transactions on the Website are final and non-refundable, unless otherwise stated in writing by Load Bills Bill Limited.

4. User Obligations

By using the Service, you agree to comply with all applicable laws, regulations, and these Terms. You agree not to use the Service for any illegal, fraudulent, or unauthorized purpose. You agree not to upload, post, or transmit any content that is harmful, offensive, discriminatory, or violates the rights of any third party. You agree not to interfere with the operation of the Website or the Service, including but not limited to, hacking, tampering, or otherwise attempting to gain unauthorized access to the Website or the Service.

5. Intellectual Property

The Website and its content, including but not limited to, text, graphics, logos, images, videos, and software, are owned by Load Bills Bill Limited or its licensors and are protected by intellectual property laws. You are granted a limited, non-transferable, non-exclusive, revocable license to access and use the Website for the sole purpose of using the Service in accordance with these Terms. You agree not to copy, modify, distribute, display, perform, or create derivative works of the Website or its content without the express written consent of Load Bills Bill Limited.

6. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without any warranties or representations, express or implied. Load Bills Bill Limited does not warrant that the Service will be uninterrupted, error-free, or secure, or that any defects or errors in the Service will be corrected. Load Bills Bill Limited disclaims all warranties, express or implied, including but not limited to, warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

7. Limitation of Liability

Load Bills Bill Limited and its affiliates, directors, officers, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, resulting from your use of the Service or inability to use the Service, whether based on contract, tort, negligence, strict liability, or otherwise, even if Load Bills Bill Limited has been advised of the possibility of such damages. In no event shall the total liability of Load Bills Bill Limited to you for all damages, losses, and causes of action, whether in contract, tort (including negligence), or otherwise, arising out of or related to these Terms or your use of the Service exceed the amount paid by you, if any, for accessing or using the Service.

8. Indemnity

You agree to indemnify, defend, and hold harmless Load Bills Bill Limited and its affiliates, directors, officers, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from or related to your use of the Service, your violation of these Terms, or your infringement of any intellectual property or other rights of any third party.

9. Modifications to the Service and Terms

Load Bills Bill Limited reserves the right to modify or discontinue the Service, in whole or in part, at any time, with or without notice. Load Bills Bill Limited also reserves the right to modify these Terms at any time by posting the updated Terms on the Website. Your continued use of the Service after such modifications will constitute your acceptance of the updated Terms.

10. Termination

Load Bills Bill Limited may terminate your access to the Service, with or without cause or notice, at any time. Upon termination, your right to use the Service will immediately cease, and you must cease all use of the Service and promptly destroy any copies of any materials obtained from the Service.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflicts of law principles. Any disputes arising out of or in connection with these Terms or your use of the Service shall be resolved exclusively by the courts of Nigeria.

12. Entire Agreement

These Terms constitute the entire agreement between you and Load Bills Bill Limited regarding your use of the Service and supersede all prior and contemporaneous agreements, understandings, representations, and warranties, whether oral or written, regarding the Service.

13. Contact Information

If you have any questions or concerns about these Terms or the Service, please contact Load Bills Bill Limited at [contact email or address].

Last updated: [10th April, 2023.]